United Benefit Solutions, LLC. (UBS.) is an employee benefits company which incorporates Health Advocate level of services for each client and program member. As your Benefits Professionals, we act as an extension of your Human Resources Department. We address inquiries regarding: coverage, doctor/lab billing, eligibility, coverage date issues, claim problems, doctor disruption reports, and member ID cards. Our courteous, licensed, professional staff will answer your concerns in a timely manner and follow them through to resolution.

We also provide such benefit essentials as free web based resources, which provide internal support for forms, regulations, updates, news, and more. This service is offered through a complete web portal accessible by the employers and employees at anytime.

Principals

Philip M. Jacoby -  President and Co Founder of United Benefit Solutions LLC. Graduated from University of Buffalo with a Bachelor of Arts in Political Science and has over 18 years experience in Employee Benefits. Philip began his career at Massachusetts Mutual Life Insurance Company and then managed a group insurance agency before starting United Benefit Solutions. Philip’s knowledge, experience and dedication to service places our client retention among the top in the industry. "We founded UBS to bring the personal dedication and service back to the industry." Philip’s experience with political science allows him to follow and understand changes in legislation to healthcare policy and laws. This allows UBS to keep our clients informed of all new legislation and changes to our current health care laws.


Michael C. Faccibene - Vice President of Operations for United Benefit Solutions LLC, a graduate of Texas A&M University. Michael has over 20 years experience in managing the agency and servicing our clients. Michael has designed and implementing cutting edge customer service procedures which enable us to sustain one of the industries highest retention ratios, while providing service unparalleled in the industry.

John Torres - Director of Operations for United Benefits Solution, LLC started his business career as a Manager for S&A Restaurant Corp. This is where he was able to use his studies in both psychology and finance to schedule, and motivate the staff as well as positively impact the Profit and Loss Statement. Having had success in the food service industry, John made a career change and took a position with John Hancock Financial Services. Here, John earned his Life and Health as well as his Series “6” licenses to become a registered Representative for the company. While with John Hancock, John was selected to give presentations to the John Hancock home office in Boston on the proper use of financial planning techniques. After John Hancock, John was given the opportunity of expanding his insurance knowledge by joining J.A. Faccibene & Associates as a Property and Casualty Producer. Upon receiving his broker’s license, John advised Commercial Clients on the best options of Risk Managing their businesses. Eventually, John was given the opportunity to manage the agency. Several years later, J.A.F. partnered with Philip Jacoby to launch United Benefits Solution, LLC, an Employee Benefits Company for which John functions as the Director of Operations overseeing systems implementation, integration between both the Property and Casualty and Benefits Agencies.