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Jacket The outer covering of an insurance policy, containing the declarations, insuring agreements, exclusions, conditions, and provisions to the policy, including any endorsements or riders.
Jones Act A federal law designed to offer remedy and legal protection to sailors, seamen, and other maritime employees who are not covered by state workers compensation and employers liability laws. State laws do not apply to employees on wharves, docks, or navigable waters whether they be interstate or international. It allows maritime employees the ability to sue their employers or shipowners should they be injured through the negligence of that employer or shipowner.
 
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