Medical or Health insurance pays for all or part of a person's health care bills.  The various types of health insurance include group health plans, individual plans, and government health plans such as Medicare and Medicaid.

The purpose of medical insurance is to help people cover their health care costs; costs can include doctor visits, surgery, hopsital stays, both in hospital and out-patient medical procedures, tests such as blood work or x-rays and  home care costs.

United Benefit Solutions is dediciated to not only educating our clients and their employees on the plans available but also providing a professional caring staff who will work with you on all phases of your health insurance needs.  We are proud of our continued relationships with our clients and work hard to provide you with the best pricing, coverage and services in today's health insurance industry.

Following is a list of some of the medical products and services offered by United Benefit Solutions. Fully insured or Self Funded programs are available.

Plans and Services:

Indemnity/traditional Health Plan
Point of Service Plan (POS)
Health Maintenance Organization (HMO)
Preferred Provider Organization (PPO)
Exclusive Provider Organization (EPO)
Health Savings Account (HSA)
Cost Sharing Policies
Travel Insurance
Mini Medical Policies
Catastrophic Health Insurance
Temporary Health Insurance
State Funded health plans (Health NY)
Limited Benefit policies for start up companies (Smart Start)
Medicare Supplements
High Deductible health plans (HDHP)
Flexible Spending Accounts (FSA)
Health Reimbursement Account (HRA)
Hospitalization only

Who is eligible:

-Individuals
-Self employed
-Groups of 1 and above
-Small and large employers