Is Vision Insurance Worth It If You Have Perfect Eyesight?

If you have 20/20 vision, you might think vision insurance is unnecessary. However, there are several compelling reasons why investing in vision coverage can be a wise financial and health decision—even for those with perfect eyesight.

Reasons to Get Vision Insurance

The following are four reasons to get vision insurance:

1. Preventive eye care matters—Routine eye exams are about more than just checking your vision. They can detect early signs of serious health conditions like diabetes, high blood pressure, glaucoma and even certain cancers. Vision insurance typically covers annual exams, making it easier and more affordable to stay on top of your overall health.

2. Staying ahead of potential vision issues—Eyesight can change gradually and unexpectedly. Vision insurance can prepare you for any shifts in your vision, helping you avoid high out-of-pocket costs for corrective lenses or treatments down the line.

3. Cost savings on eyewear and services—Even if you don’t need glasses now, you might want nonprescription sunglasses, blue light-blocking lenses, or contact lenses for cosmetic or recreational use. Vision plans often offer discounts on these products and services.

4. Affordable premiums—Vision insurance is generally inexpensive, especially when compared to the potential costs of uncovered eye care. Many plans pay for themselves with just one annual exam and a pair of glasses.

Learn More

Vision insurance isn’t just for those with poor eyesight—it’s a proactive step toward maintaining your health, saving money and being prepared for the future. For vision insurance near you, contact United Benefits Solutions.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.