Vision Insurance in Rockville Centre, New York
Vision insurance can help create a robust benefits package to attract and retain top talent in your niche. Contact United Benefit Solutions to get started building your company’s benefits package.
What Is Vision Insurance?
Vision insurance may help cover certain medical expenses related to eye care. This optional coverage may be available through an employer’s group health plan, along with health insurance, dental coverage and life insurance. Employees who opt into vision insurance may pay part or all of the monthly premiums.
Vision insurance is much like health insurance. The insurer agrees to cover specific costs related to the covered person’s eye health. The plan may pay the provider directly, or the policyholder may need to submit claims for reimbursement.
Is Vision Insurance Worth It?
When evaluating whether a vision plan is worth it, consider its coverage, monthly premiums and how much covered services and supplies may cost if employees pay for them out of pocket.
Vision insurance plans may have different benefits for in-network and out-of-network care. Before purchasing vision insurance coverage, review the list of participating providers to verify that your employees can receive care from local providers.
What Does Vision Insurance Cover?
Each insurer decides what medical services and supplies its vision insurance plan covers. In general, you can expect vision insurance to cover the following:
- Contact lenses up to a certain dollar amount per year
- Eyeglass frames and lenses up to a certain dollar amount per year
- Preventive care, such as routine vision tests and eye exams
Some plans may provide more extensive coverage, including discounts on LASIK eye surgery and coverage for progressive or photochromic lenses and daily disposable contact lenses.
How to Get Vision Insurance
There are a variety of ways to receive vision insurance. Contact United Benefit Solutions, LLC today for further information or to get started with coverage.