July 21, 2025
AgencyHow Telehealth Services Are Expanding for Medicare Users
Telehealth is rapidly transforming the way health care is delivered, and Medicare users are among those seeing significant benefits. With advancements in technology and growing demand for more accessible care, telehealth services are becoming an essential part of the health care experience for older adults. Medicare and Telehealth Services One of the most impactful changes […]
June 24, 2025
AgencyIs Vision Insurance Worth It If You Have Perfect Eyesight?
If you have 20/20 vision, you might think vision insurance is unnecessary. However, there are several compelling reasons why investing in vision coverage can be a wise financial and health decision—even for those with perfect eyesight. Reasons to Get Vision Insurance The following are four reasons to get vision insurance: 1. Preventive eye care matters—Routine […]
May 21, 2025
J.A. Faccibene & AssociatesHealth Insurance for Freelancers and Gig Workers: Your Best Options
More people than ever are turning to freelance work, consulting and gig-based jobs to make a living. While the freedom and flexibility can be rewarding, it also means you don’t have access to employer-sponsored health insurance. Fortunately, there are several options available to ensure you are covered. Health Insurance Solutions for Independent Workers Navigating health […]
April 20, 2025
J.A. Faccibene & AssociatesHow to Get Health Insurance if You’re Retired but Not 65
Retirement can open up a new and exciting chapter in your life. Turning this page at a younger age can be particularly enjoyable, as you may gain extra years of enjoying your hobbies and spending time with your loved ones. However, retiring early may also lead to certain complications. Regardless of your health and lifestyle, […]
March 24, 2025
J.A. Faccibene & AssociatesWhat Is a Second-to-Die Life Insurance Policy?
A second-to-die life insurance policy, also known as survivorship life insurance, is a specialized type of coverage designed to provide financial protection for two individuals, typically married couples. Unlike traditional life insurance policies that pay out upon the death of a single insured person, a second-to-die policy disburses the death benefit only after both insured […]
February 25, 2025
J.A. Faccibene & AssociatesWhat Conditions Are Covered by Disability Insurance?
Disability insurance can be a critical investment in your financial security and peace of mind. If an accident or health condition derails your livelihood and affects your income, you may need help staying afloat. Fortunately, these policies are designed to provide financial support if you cannot work due to a disabling condition. Understanding the ins […]
January 26, 2025
J.A. Faccibene & AssociatesHow to Navigate Health Insurance for Self-employed Individuals
Navigating health insurance as a self-employed individual can be challenging. Unlike traditional employees, self-employed individuals must take the initiative to find and manage their own health coverage. Navigating Individual Health Insurance The following are four key steps to help you through the process: 1. Assess your needs. Start by evaluating your health care needs. Take […]
December 18, 2024
J.A. Faccibene & AssociatesHow to Assess Your Need for Supplemental Health Insurance
Navigating the complexities of health insurance can be daunting, especially when considering whether to add supplemental coverage. Supplemental health insurance can fill the gaps left by your primary insurance, offering additional financial protection and peace of mind. Should I Get Supplemental Health Insurance? Supplemental health insurance can be a valuable addition to your primary health […]
November 18, 2024
J.A. Faccibene & AssociatesThe Impact of HSAs on High Deductible Health Plans
Understanding the many health insurance coverage options available to you is key to optimizing the cost-effectiveness of your plan and contributions. One increasingly popular way to approach medical expenses is through health savings accounts (HSAs), which have become popular for individuals enrolled in high deductible health plans (HDHPs). These accounts offer a range of benefits […]
October 22, 2024
J.A. Faccibene & AssociatesNavigating Open Enrollment for Health Insurance
Open enrollment is a critical period during which you’re tasked with making decisions about your health insurance that will likely remain in effect for the entirety of the coming year. Although there may sometimes be situations that allow you to make adjustments during a special enrollment period, generally, what you decide on during open enrollment […]